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1- Supposing the Property to be Insured for Rs.50,00,000/   2- Rate to be Used for Calculating Sum Assured
3- Premium Rate Applicable for Home Insurance   4- Extra Premium Payable
01-Introduction of Home/House Hold Insurance
02-Need of Home Insurance
03-Head Office Addresses of Home Insurance Company
04-What Home Insurance policy covers in India?
05-What Home Insurance policy in India does not cover?
06-Various Products of Home Insurance Company
07-Various Home Insurance Company's Product in India
a)- Download Policy Brochure/ Wording/ Proposal Form/ Claim Form Various Home Insurance Products
b)- Policy Wording of Home Insurance (Bajaj Allianz Gen. Ins. Co. Ltd.)
c)- Policy Wording of Home Insurance (National Ins. Co. Ltd.)
08-Product Selection Guide Home Insurance Company's
a)-Salient Points of Products of Various Insurance Company
b)-Selection of Home insurance Products Company in India
c)-Best Rates of Various Home Insurance Companies Use calculator
09-Home Insurance Claim Procedures Issues
a)-Consumer Forum Case Studies in India
b)-Protect Your Interests
c)-Circumstances under Which Claims Get Rejected.
d)-Claims Not Allowed - Some Case Studies.
10-Home Insurance FAQs
(FAQ) Frequently Asked Questions on Home Insurance in India.
11-Market Scenario
a)-Market Share of Home Insurance in India.
b)-Where are We Heading
c)-Future Changes Expected
 
 
 
 
 
 
 
Media coverage
This is because electronics like televisions and music players are reimbursed at "market value," which is the price at which you bought it minus depreciation. Thus, getting insurance for electronics only makes sense in the first few years of buying them. Some companies may require separate coverage for laptops and computers. Also, these items may not be covered if stolen when they are outside your home.

Insurance companies have varying policies for covering jewelry. If you take burglary and theft cover from ICICI Lombard, for instance, it covers the loss of jewelry, silver articles and precious stones only up to 25% of the total content sum insured or 100,000 rupees ($2,220), whichever is lower.

You can get full coverage on jewelry from some companies provided you submit a report by a government-approved jeweler about the jewelry's value, says Mr. Sethi.

Valuable paintings or art work are not covered in a standard home-insurance policy, so you might need to insure that separately. To determine if contents insurance makes sense for you, list the most valuable items in your home. Check with the insurance company or broker whether each of those items will be covered, and what you will receive at the time of making a claim. Go over the policy's "exclusion" list carefully.

Insurance executives advise against under-insuring your property, because an insurance company can reject your claim saying you didn't not declare and insure property on its full value.

Many insurance companies don't cover documents so you might want to scan and save a copy online. Do the same with your insurance policy. "Maybe you should keep a copy in the office," says Amarnath Ananthanarayanan, chief executive officer of Bharti AXA General Insurance Co
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