Policy Wording of Home Insurance (Bajaj allianz Gen.Ins.Co.Ltd.)
SECTION II:
BURGLARY & ROBBERY
This policy provides you the peace of mind you need, it covers you from:
a) The damage caused due to housebreaking and thefts
b) Protection provided on first loss basis i.e. 40% of the total value of contents along with list of value needs
c) The total sum insured should be the market value of the property
 
EXTENSION :
It excludes loss of livestock, motor vehicles, pedal cycles and money stamps (Unless specifically declared.) Burglary/House breaking where any member of the insureds family is the principal.